Undergraduate Thesis Bachelor of Science in Business Administration Major in Financial Management University of Rizal System Binangonan 2025

"This study aimed to assess the Investment management literacy of Local Goverment Unit (LGU) Employees in Binangonan, Rizal. The total respondents were two hundred seventy two (272) but only 77 out of 272 have investment. The study used a descriptive method of research utilizing questionnaire checklists as the main instrument in data gathering. To determine the respondents profile, frequency, percentage and rank distribution was utilized. To find out the perception of the respondents on their college experience, weighted mean was applied. The majority of the respondents in the study were male and who were married. Most of the respondents were college graduates, works in the MIS department, invests in insurance, administrative officers, and has been working in the local government for 4 to 8 years. Overall, the findings of this study revealed that while a significant number of LGU employees in Binangonan, Rizal are aware of various investment options. only a small portion actively engage in investment activities. This suggests a gap between financial awareness and actual financial behavior, possibly due to factors such as risk aversion, lack of sufficient disposable income, or limited financial literacy. The predominance of investments in insurance indicates a preference for low-risk and long-term financial security instruments. The demographic profile consists of mostly married males with college degrees, holding administrative positions, and working in the MIS department suggests that educational attainment and job stability may influence investment behavior to some extent. These insights highlight the need for targeted financial education and investment literacy programs within LGUs to encourage more employees to take active steps toward financial growth and security. Promoting a culture of informed investing can empower public sector workers to better manage their personal finances and prepare for long-term goals, ultimately contributing to their financial well-being and the economic stability of their community. Moreover, the results highlight the need to integrate financial literacy initiatives into LGU employee development programs. Providing regular training and access to reliable investment information can help employees make informed financial decisions and bridge the gap between awareness and action, fostering a more financially empowered workforce "