Undergraduate Thesis Bachelor of Science in Business Administration Major in Financial Management University of Rizal System Binangonan 2023

Includes bibliographical references

The study aimed to determine the Personal Financial Management Practices of Working Single Parents in Antipolo, City in terms of income generation, spending, savings, and protection. Based on the conclusion formulated the researchers recommended the following. The researchers utilized descriptive method of research to obtain and describe the Personal Financial Management Practices of Working Single Parents in Antipolo, City through a questionnaire checklist of one hundred 100) respondents. Data collected were calculated, tallied and treated statistically with iv different tools such as frequency, percentage, rank distribution, and weighted mean. Based on the analysis and interpretation made, researchers found out that the respondent's profile revealed that most of them were in adulthood, majority were female, with tertiary level of education, unmarried, with 1 to 3 children/s, less than half were regular/permanent employee, majority were self-employed, most of them earned 10,000 and below on their salary. With respect to respondent's perception on personal financial management practices in terms of income generation obtained a grand mean of 2.63, which means single parents sometimes practices on their personal financial management practices. In terms of spending, it obtained a grand mean of 3.32, which means single parents sometimes spend on their personal financial management practices. In terms of savings, it obtained a grand mean of 3.31, which means single parents sometimes save on their personal financial management practices, and in terms of protection, it obtained a grand mean of 3.24, which means single parents sometimes protect their personal financial management practices. The researchers recommended that personal financial management practices may consider well planned finances to reduce the risk of spending too much and in order to have a greater control over expenses. It is also suggested that they always record and monitor their daily income and expenses to help forecast the demand and supply of their needs, to prevent buying unnecessary things, and excess stocks. Monitor regularly the status of the budget and expenses as it is important to ensure the financial. It is important for a single parent to be able to enforce accountability related to income generation. It was suggested to record their monthly expenses and salary to keep i tracked, because it can help to make good financial decisions and management Try to save as much money as you can each month, even if it's just a small amount Every little bit helps and having an emergency fund can give you peace of mind.