TY - BOOK AU - Cometa, Jaymark T. AU - Ison, Kristine Joy R. AU - Arabella B. Pabilonia, DBA AU - Martinez, Genen P. TI - Risk Assessment of Credit Cardholders of University of Rizal System Employees, Calendar Year 2018 PY - 2019/// N1 - Thesis; includes bibliographical references ER -