Grantoza, Rojean Joy S.  <br/><br/>Financial Planning Applied By Skin Care Distributions in Second District of Rizal   Rojean Joy S. Grantoza, Angela J. Layson, Juliana Marie C. Llagas  -  2025  - xiii, 143 <br/><br/>Thesis <br/><br/> This study primarily aimed to determine the financial planning applied by skincare distributors in the Second District of Rizal. The research included the<br/>respondents' profiles-age, sex, civil status, other sources of income, classification, location, years in distributing skincare products, educational attainment, and average monthly income-and the business profiles-initial capital, number of resellers, type of store, estimated monthly profit, number of store/branches, and mode of product distribution. Additionally, the extent of financial planning was assessed with respect to overconfidence bias, loss<br/>aversion, and investment performance.