TY - BOOK AU - Grantoza, Rojean Joy S. AU - Concepcion C. Ofamen TI - Financial Planning Applied By Skin Care Distributions in Second District of Rizal : Rojean Joy S. Grantoza, Angela J. Layson, Juliana Marie C. Llagas PY - 2025/// N1 - Thesis N2 - This study primarily aimed to determine the financial planning applied by skincare distributors in the Second District of Rizal. The research included the respondents' profiles-age, sex, civil status, other sources of income, classification, location, years in distributing skincare products, educational attainment, and average monthly income-and the business profiles-initial capital, number of resellers, type of store, estimated monthly profit, number of store/branches, and mode of product distribution. Additionally, the extent of financial planning was assessed with respect to overconfidence bias, loss aversion, and investment performance ER -