000			02053nam a22001697a 4500
003			URS
005			20250916104451.0
008			250916b |||||||| |||| 00| 0 eng d
100			_aAran, Jude Adizon S.
245			_aRisk Management Practices In Digital Wallet Business In Binangonan, Rizal | _cJude Adizon S. Aran, Edelmar V. Avorque, Nicole D.S. Dimatulac, Trina Mae D. Muñoz
260			_c2025
300			_ax, 65 pages.
502			_aThesis _bBachelor of Science in Business Administration Major in Financial Management _cBachelor of Science in Business Administration Major in Financial Management _d2025
520			_aThis research paper, titled "Risk Management Practices in Digital Wallet Business in Binangonan, Rizal," explores how digital wallet providers and users address potential risks such as security, compliance, and user behavior. The study specifically determined risk management practices in digital wallet' cybersecurity threats and regulatory compliance in Binangonan, Rizal the implementation of risk management strategies such as multi-factor authentication (MA), transaction monitoring, and adherence to financial regulations. Using a descriptive research design, data were gathered through survey questionnaires distributed to selected digital wallet users in Binangonan, Rizal. The results were analyzed using frequency distribution and one-way ANOVA to identify significant behavioral patterns and gaps in risk awareness. Findings indicate that while most users are cautious in verifying transaction details and maintaining account confidentiality, the adoption of MFA remains low and awareness of evolving financial regulations is limited. The study concludes that although basic risk management practices are in place, there is a need for enhanced user education and stronger enforcement of advanced security measures to ensure safer digital financial transactions. Keywords: Digital Wallet, Cybersecurity, Regulatory Compliance, Risk Management
700			_aAbelardo B. Cenidoza _eAdviser
942			_2lcc _cT
999			_c86874 _d86872