000			02646nam a22001697a 4500
003			URS
005			20250916105848.0
008			250916b |||||||| |||| 00| 0 eng d
100			_aCaritan, Patricia Loraine E.
245			_aFinancial Resilience in Fish Cage Aquaculure Amid Climate Change: Evidence From Binangonan, Rizal Fisher Folks | _cPatricia Loraine E. Caritan, Phoemela Cecilia P. Cruz, Rachel Anne M. Magalona
260			_c2025
300			_axiii, 95 pages.
502			_aThesis _bBachelor of Science in Business Administration Major in Financial Management _cUniversity of Rizal System _d2025
520			_aFish farming is the primary source of livelihood for fisherfolks in Binangonan, Rizal, due to the municipality's proximity to Laguna Lake. However, climate change has increasingly threatened the sustainability of fish cage aquaculture, putting the financial stability of fisherfolks at risk. This study aimed to assess how fisherfolks cope with financial challenges by examining five key factors of financial resilience: financial robustness, anticipatory capacity, financial awareness, flexibility, and recovery capacity. The study involved 100 fisherfolks selected through quota and random sampling from a population of 200. Data were collected using structured questionnaires covering both personal (e.g., age, sex, civil status, highest educational attainment) and business profiles (e.g., duration in business industry, nature in business ownership, types of fishes, capital, and insurance). Descriptive statistics and inferential analysis were used to interpret the data. Results showed that most respondents were male, aged around 41, married, and high school graduates. Their businesses were primarily sole proprietorships operating for 11-20 years, farming mainly tilapia, with initial capital of PHP 100,000 or less. Many had PCIC insurance. Among the five factors, anticipatory capacity was rated the highest, followed by financial robustness. Recovery ability and financial awareness received moderate ratings, while flexibility was the lowest. Statistical analysis revealed that age and insurance significantly influenced recovery ability, while education level affected financial awareness. These findings highlight the need to improve fisherfolks' financial awareness and flexibility to enhance their ability to manage risks. The study's insights can support policymakers and stakeholders in designing targeted programs to strengthen the financial resilience of fisherfolks and promote sustainable aquaculture in the face of climate change.
700			_aAbelardo B. Cenidoza _eAdviser
942			_2lcc _cT
999			_c86877 _d86875